Effective Date: 1^st July 2026

Last Updated: 1^st July 2026

Version: 1.0

1. Introduction

This Cookie Policy explains how Smart Risk & Compliance Ltd (“SmartRCL”, “we”, “us”, “our”) uses cookies and similar technologies on our website, how you can manage your choices, and how these technologies interact with your personal data.

We aim to be clear, practical and proportionate, reflecting the same grounded approach we take in our compliance, financial crime and data protection consultancy work.

2. What Are Cookies?

Cookies are small text files placed on your device when you visit a website. They help websites function, improve security, remember your preferences, and provide insights into how visitors use the site.

Cookies may be:

• Session cookies – deleted when you close your browser
• Persistent cookies – stored for a set period
• First‑party cookies – set by our website
• Third‑party cookies – set by external providers (e.g., analytics tools)

We also use similar technologies such as pixels, tags and scripts where appropriate.

3. Why We Use Cookies

We use cookies for the following purposes:

Strictly Necessary Cookies

These cookies are essential for the website to function. They enable core features such as page navigation, security, and access to secure areas. You cannot disable these cookies through our cookie banner.

Performance and Analytics Cookies

These help us understand how visitors use our website, which pages are popular, and how the site performs. We use this information to improve user experience and site functionality.

Analytics cookies are only used where permitted by law and subject to your choices.

Functional Cookies

These remember your preferences (such as cookie choices or display settings) to provide a more personalised experience.

Marketing or Targeting Cookies

We do not use advertising cookies on our website.

If this changes, we will update this policy and request consent where required.

4. Cookies We Use

The specific cookies used on our website may include:

Strictly Necessary

• Security and session management cookies
• Load balancing or routing cookies
• Cookie consent tool cookies (to remember your choices)

Analytics (subject to consent)

• Cookies that collect anonymised usage data
• Page interaction and performance metrics
• Device and browser information
• Approximate location derived from technical data

We do not use cookies to identify individuals directly.

5. Third‑Party Cookies

Some cookies may be set by trusted third‑party providers that support our website, such as:

• website hosting and security providers
• analytics platforms
• content delivery networks

These providers may process technical data to help us operate and improve the site.

We do not allow third parties to use cookies on our site for their own marketing purposes.

6. Managing Your Cookie Choices

When you visit our website, you will see a cookie banner that allows you to:

• accept all cookies
• reject non‑essential cookies
• customise your choices

You can also manage cookies through your browser settings. If you disable certain cookies, some features of the site may not work as intended.

7. How Cookies Interact with Personal Data

Some cookies collect technical data that may be considered personal data under UK GDPR, such as:

• IP address
• device identifiers
• browser type
• pages visited

Where cookies involve personal data, our Privacy Notice explains how we use, store and protect that information.

8. Updates to This Cookie Policy

We may update this policy from time to time to reflect changes in our website, suppliers, legal requirements or good practice.

The latest version will always be available on our website.

9. Contact Us

Smart Risk & Compliance Ltd

70 Carr Lane, Dronfield, S18 8XG

📧 kim@smartrcl.co.uk

🔗 www.smartrcl.co.uk