Smart Risk & Compliance Ltd – Website Terms of Use

Effective Date: 1^st July 2026

Last Updated: 1^st July 2026

Version: 1.0

1. Introduction

These Terms of Use (“Terms”) explain how you may use the website operated by Smart Risk & Compliance Ltd (“SmartRCL”, “we”, “us”, “our”). By accessing or using our website, you agree to these Terms. If you do not agree, please do not use the site.

We aim to be clear, practical and proportionate, reflecting the same grounded approach we take in our compliance, financial crime and data protection consultancy work.

2. Who We Are

Smart Risk & Compliance Ltd

Registered in England and Wales

Company Number: 17134117

Registered Office: 70 Carr Lane, Dronfield, S18 8XG

Website: www.smartrcl.co.uk

📧 Email: kim@smartrcl.co.uk

3. Use of Our Website

You may use our website for lawful purposes only. You must not:

• misuse the site or attempt to gain unauthorised access
• introduce viruses, malware or harmful code
• interfere with the site’s security or performance
• use the site in a way that could damage our business or reputation
• copy, reproduce or distribute content without permission

We may suspend or withdraw access to the site at any time for maintenance, security or operational reasons.

4. Website Content

The content on our website is provided for general information only. It is not:

• legal advice
• compliance advice
• financial advice
• professional guidance tailored to your circumstances

You should obtain professional advice before acting on any information from our website.

We take reasonable steps to keep content accurate and up to date, but we make no guarantees that:

• content is complete, accurate or current
• the website will always be available
• the website or content is free from errors

We may update or change content at any time.

5. Intellectual Property

All content on our website—including text, graphics, images, branding, layout and design is owned by SmartRCL or licensed to us.

You may:

• view pages
• print extracts for personal use
• share links to our website

You may not:

• copy, reproduce or distribute content
• use our branding without permission
• modify or adapt content
• use content for commercial purposes without written consent

6. Links to Third‑Party Websites

Our website may contain links to third‑party websites or platforms. These are provided for convenience only. We are not responsible for:

• the content of third‑party sites
• their accuracy
• their security
• their privacy practices

You should review their terms and privacy information before using them.

7. Your Responsibilities

When using our website, you agree to:

• comply with these Terms
• use the site lawfully
• not attempt to disrupt or damage the site
• not use the site to transmit harmful or unlawful content

You are responsible for ensuring your device, software and internet connection are secure and suitable for accessing the site.

8. Our Responsibilities

We aim to operate a secure, reliable and accessible website. However, we do not guarantee:

• uninterrupted access
• error‑free operation
• immunity from cyber threats
• compatibility with your device or software

To the fullest extent permitted by law, we exclude liability for:

• loss or damage arising from use of the site
• reliance on website content
• third‑party actions or failures
• technical issues beyond our control

Nothing in these Terms excludes liability where it would be unlawful to do so.

9. Security

We take reasonable steps to protect our website and systems. However, no website can be completely secure.

You must not:

• attempt to bypass security controls
• test or probe the site for vulnerabilities
• upload harmful code

If you identify a security concern, please notify us promptly.

10. Privacy and Cookies

Our Privacy Notice explains how we handle personal data.

Our Cookie Policy explains how we use cookies and similar technologies.

By using our website, you acknowledge these policies.

11. Changes to These Terms

We may update these Terms from time to time to reflect:

• changes in our services
• legal requirements
• good practice
• operational needs

The latest version will always be available on our website.

Continued use of the site means you accept the updated Terms.

12. Governing Law

These Terms are governed by the laws of England and Wales.

Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

13. Contact Us

Smart Risk & Compliance Ltd

70 Carr Lane, Dronfield, S18 8XG

📧 kim@smartrcl.co.uk

🔗 www.smartrcl.co.uk